Health Insurance | Orion Star Insurance Agency
Health Insurance

Coverage That
Fits Your Life

Whether you're self-employed, between jobs, or just looking for better coverage, we'll find a health insurance plan that fits your life and your budget — across 13 states.

Check Your Eligibility Free

🔒 Free, no-obligation eligibility check. Your info is never shared.

Free eligibility
check
ACA Marketplace
specialists
Licensed in
13 states
Special Enrollment
available now
$0/mo plans
may be available

Health Plans We Offer

We work with multiple carriers to find the right plan for your situation — whether you need individual coverage, a family plan, or something in between.

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ACA Marketplace Plans

Bronze, Silver, Gold, and Platinum tiers available. Subsidies and tax credits can significantly lower your monthly premium — sometimes to $0.

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Family Plans

Cover everyone under one policy. We'll help you find a family plan that balances monthly cost with the coverage your household actually needs.

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Individual Plans

Flexible coverage for individuals who are self-employed, freelancing, or between jobs. We'll match you with the right carrier and tier for your budget.

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Special Enrollment Plans

Lost your job or had a major life change? You may qualify to enroll outside of Open Enrollment. We'll check your eligibility at no cost.

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Short-Term Coverage

Bridge coverage for gaps between jobs or while waiting for employer benefits to kick in. Affordable protection when you need it most.

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Medicare Supplements

Helping seniors fill the gaps in Medicare coverage. We'll explain your options clearly so you can make the best decision for your health and budget.

You Could Qualify for $0/Month Coverage

The Affordable Care Act provides subsidies and tax credits that can dramatically reduce — or even eliminate — your monthly health insurance premium. You won't know what you qualify for until we check together.

  • Bronze, Silver, Gold, and Platinum plans available
  • Tax credits applied to lower your monthly premium
  • Coverage in 13 states including Florida, Georgia, Virginia and more
  • Free eligibility check — no obligation to enroll
Check My ACA Eligibility
$0
Monthly premium possible for qualifying individuals and families through ACA subsidies
13
States where we're licensed to help you find and enroll in health coverage
4
Plan tiers available — Bronze, Silver, Gold, and Platinum — to fit every budget
Free
Cost to check your eligibility, compare plans, and get enrolled — always

You May Qualify
Through a Life Event

You don't have to wait for Open Enrollment. If you've experienced a qualifying life event, you may be able to enroll in health coverage right now. Contact us and we'll check your eligibility at no cost.

Check If I Qualify
1
Lost Health Coverage
2
Got Married or Divorced
3
Had a Baby or Adopted
4
Moved to a New State
5
Income Changed
6
Turned 26 — Off Parents' Plan

A Licensed Agent On Your Side

Navigating health insurance alone is confusing and time-consuming. We do the heavy lifting so you can make a confident, informed decision.

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We Compare For You

We search multiple carriers and plans so you see all your options side by side — not just what one company offers.

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Maximize Your Savings

We make sure every eligible subsidy and tax credit is applied to your plan so you're never overpaying for coverage.

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Licensed in 13 States

Wherever you are, we can help. We're licensed to assist clients across 13 states with personalized, local-level service.

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No Pressure, Ever

We check your eligibility and walk you through your options at no cost. You decide if and when you're ready to enroll.

Get Covered in 3 Simple Steps

Getting the right health insurance doesn't have to be overwhelming. Here's how we make it easy.

1

Check Your Eligibility

Fill out our quick form or give us a call. We'll review your situation and check what plans and subsidies you qualify for — free.

2

Compare Your Plans

We present your best options side by side — cost, coverage, network — so you can make a clear, confident decision.

3

Get Enrolled

Once you choose your plan, we handle the enrollment process for you. Coverage can begin as soon as the following month in most cases.

Health Insurance FAQ

Have questions? We have answers. If you don't see yours here, give us a call.

What is the ACA Marketplace?
The ACA Marketplace (also called the Health Insurance Marketplace) is a service that helps people shop for and enroll in health insurance. Plans offered through the Marketplace may qualify for subsidies that lower your monthly cost based on your income.
Do I have to wait for Open Enrollment?
Not always. If you've experienced a qualifying life event — like losing coverage, getting married, having a baby, or moving — you may qualify for a Special Enrollment Period and can enroll outside of the standard Open Enrollment window.
How do I know if I qualify for a subsidy?
Subsidies are based on your household income and size relative to the Federal Poverty Level. The best way to find out is to let us check your eligibility — it's free and there's no obligation to enroll.
What's the difference between Bronze, Silver, Gold, and Platinum plans?
These tiers reflect how costs are split between you and the insurance company. Bronze plans have lower monthly premiums but higher out-of-pocket costs when you use care. Platinum plans have higher premiums but lower costs when you use care. Silver and Gold fall in between.
Can you help me in states other than Florida?
Yes — we're licensed to assist clients in 13 states including Florida, Georgia, North Carolina, Virginia, Pennsylvania, Indiana, Missouri, Alabama, West Virginia, Michigan, Maine, Oregon, and Iowa.
Is there a cost to use your services?
No. As a licensed insurance agent, we're compensated by the insurance carriers — not by you. Our eligibility checks, plan comparisons, and enrollment assistance are completely free to you.

Check Your Eligibility Today

Free, no-obligation eligibility check
All subsidies and credits applied
Licensed agent handles enrollment
Coverage available across 13 states
(954) 698-2463
ACA Marketplace

Affordable Plans May Be Available For You

You could qualify for low-cost or even $0 per month health insurance. Let us find out together — at no cost to you.

Individual and family plans available
Special Enrollment open now
Coverage across 13 states
Local agent, personal service
Check If I Qualify Today

We Cover More Than Just Health

Orion Star Insurance Agency is your one-stop shop for personal and commercial coverage across Florida and 13 states.